I hope your Christmas and Holiday activities are off to a wonderful start. 2014 is about to gone for good in a few more weeks and it’s shocking how fast it went! In today’s post I want to highlight a great way to prevent credit problems while managing your spending this season. It’s widely known that the average consumer will rack up at least $1,000 in additional debt this season. People just go crazy over special incentives, door busters, and mail-in offers. One amazing way to stop over-spending and pushing those credit cards to the limit is shop the CLEARANCE items exclusively!
Nearly 50 millions people in the United States have poor credit and low credit scores according to CNBC. Those are some seriously damaging numbers about our American credit system. If you have been following me for some time, you know I am always working to shed light, information and resources to stop this kind of disparity. It is just simply terrible how people are so trapped by old credit problems. We need to get a grip on things so our families can have a strong future. Borrowing is all that people worry about and credit is so weaved in our lives where we can barely see that more income is needed so we can be less dependent on borrowing so much.
Do you need to increase your credit scores? Are you tired of worrying about your overall financial future? I am always concerned that the goals I set out to achieve could be thwarted by our changing credit economy and our values that govern how we look at money.
In this article, I want to share with you some key areas that can help you get more clear, motivated, action-oriented to restore your credit and repair your credit files. Credit scores make the world go around, and determine accessibility to everything even insurance. With rising housing costs, food and fuel; you have to wrap your head around what that could mean for you and your family.
1) Great credit gives you peace of mind, no late nights when you know that at moments notice you can make a move.
2) Buying real estate is your wealth access, high credit scores makes a huge difference to afford a home where you are not paying hidden interest.
3) Starting a business can be exciting and profitable, but good credit means expansion capital is cheaper to acquire.
Every family has growing costs for food, clothing, activities, travel and community interests. Nothing is free, but a quality of life hinges on the ability to have access to adequate resources that allow for a healthy way of life. Seeing your family become successful because of the right financial decisions that are made when they need to be made, makes all the difference. We are happier when we are not feeling like we are not control of our future.
Many individuals and families are trapped and cannot see their way out of old problems that could have caused credit issues in the present. We have saying here in our offices, a BK is not forever, tax liens are not forever, foreclosure is not forever.
Your future depends on you. Take control and get gr8t credit!
Need help and have questions, email us: firstname.lastname@example.org. We are here for you.